You had a blast this holiday season, but now your debt is as ugly as Uncle Norm’s holiday sweater – fear not! Now through April 30, 2016 transfer your outstanding balances to a Point West VISA credit card and enjoy a limited-time low rate on balance transfers for 12 billing cycles.

With a Point West VISA credit card in your pocket, you’ll earn ScoreCard Reward Points on every purchase with no annual fee or international transaction fees. Apply today and SAVE!

• Platinum VISA: 4.99% APR* (For 12 Billing Periods + $5 Transfer Fee)

• Classic VISA: 8.99% APR* (For 12 Billing Periods + $5 Transfer Fee)

Already Have a Point West VISA Credit Card?

Then you are ready to get started! Contact us today at [email protected] or at 503.546.5000 to transfer your balances today.

Don’t Have a Point West VISA Credit Card Yet?

No problem! Our Member Service team is standing by to assist. Apply for your Point West VISA credit card today, then contact us at [email protected] or 503.546.5000 to transfer your balances.

Don’t wait – this limited-time offer ends April 30, 2016. Contact us today and SAVE!

*APR = Annual Percentage Rate. Offer expires April 30, 2016. After 12 billing cycles, balance transfer rates return to 12.45% APR for Platinum VISA cards and 18.49% APR for Classic VISA cards. Purchase rate is 8.95% APR for Platinum VISA cards and 14.99% for Classic VISA cards. Cash advance rate is 12.45% APR + $5 fee for Platinum VISA cards and 18.49% + $5 for Classic VISA cards. All loans are subject to credit approval. Additional terms may apply. See Point West’s published VISA Rates and Fees for additional details. Rates and programs subject to change at any time. Contact the credit union for complete details at 503.546.5000 (toll free: 888.468.5826).